How many employees can a PPO have before needing a workers compensation insurance policy?

A private patrol operator (PPO) in California is required to have a workers' compensation insurance policy when they employ at least one employee. Therefore, the requirement begins when there is actually one employee on the payroll, making the answer 'C' (zero) incorrect as an option for determining when coverage is needed.

It's essential for PPOs to understand their legal obligations, as this insurance protects both the employer and the employees from workplace injuries. In California, if a company has no employees, it is not compelled to carry workers' compensation insurance, but once they hire their first employee, they must obtain this coverage. This ensures that any work-related injuries or illnesses are covered in accordance with state law, protecting both the workers and the business from potential financial liabilities associated with on-the-job accidents.