What is required by law for an armed PPO's employee regarding insurance?

For an armed Private Patrol Operator's (PPO) employee, the law mandates the requirement for both workers' compensation insurance and liability insurance. This dual insurance coverage is crucial to ensure that both the employer and the employee are protected in the event of workplace injuries and potential liabilities that may arise from carrying a firearm during their duties.

Workers' compensation insurance provides coverage for employees who may suffer work-related injuries or illnesses, which is a legal requirement in California to ensure that employees have access to medical care and compensation for lost wages during recovery. This protects not only the employee but also the employer from potential lawsuits related to workplace injuries.

Liability insurance, on the other hand, safeguards the company against claims for damages arising from incidents that occur while the employee is performing their job duties. Given that armed security personnel have the potential to be involved in high-risk situations, liability insurance is essential to cover any claims of negligence or wrongful acts that may occur in the scope of their employment.

Thus, the requirement for both forms of insurance ensures a comprehensive safety net for employees and protects employers from financial loss due to incidents that may occur while providing security services.