Which type of insurance is required for a licensed PPO with one employee and no firearms?

In California, a licensed Private Patrol Operator (PPO) is required to have worker's compensation insurance for their employees, regardless of the number of employees or whether they carry firearms. This requirement ensures that employees are covered in case of injuries or illnesses that occur as a result of their job. Worker’s compensation insurance provides necessary medical benefits and wage replacement to employees who are injured on the job, thus protecting both the employee and the employer.

The need for worker's compensation insurance stems from California labor laws designed to ensure workplace safety and employee rights. Even with only one employee, having this insurance is crucial. While other forms of insurance, such as general liability or health insurance, may be beneficial or necessary under different circumstances, they are not mandated specifically for the scenario described in the question, which focuses on the requirements set forth for licensed PPOs.