If a security officer slips and falls while working on a client's property, whose insurance is likely responsible?

In the scenario where a security officer slips and falls while working on a client's property, the primary responsibility for covering the injury would typically fall on the PPO's (Private Patrol Operator's) Workers' Compensation insurance. This type of coverage is designed to provide benefits to employees who suffer work-related injuries or illnesses, regardless of fault.

Additionally, there may be circumstances involving the client's insurance, particularly if the property was not maintained properly or if there were specific hazards that contributed to the slip and fall. In such cases, the client's liability insurance could also come into play, especially if negligence on the part of the client contributed to the accident.

Therefore, both the PPO's Workers' Compensation insurance and the client's insurance could be potentially responsible, but the Workers' Compensation insurance of the PPO is the primary layer of coverage in situations involving employee injuries on the job. This comprehensive approach ensures that the security officer receives appropriate medical care and compensation for lost wages, while also addressing the safety obligations of the property owner.