What types of insurance might BSIS inquire about when contacting a PPO?

The correct answer focuses on the specific types of insurance that are relevant to a Private Patrol Operator (PPO) and their operations within the realm of private security services. Liability insurance is crucial for PPOs as it protects against claims for bodily injury or property damage while they are performing their duties. This is essential because security personnel may be involved in situations where they could be held legally liable for their actions or inactions while on duty.

Workers' compensation insurance is also vital since it covers medical expenses and disability benefits for employees who may be injured in the course of their work. Given the nature of security work, which can involve physical confrontations or other hazardous situations, having workers' compensation insurance is important to protect both the employees and the employer from significant financial risks associated with workplace injuries.

In contrast, the other options present types of insurance that are less relevant to the specific duties and responsibilities of a PPO. Auto insurance, health insurance, life insurance, disability insurance, homeowner's insurance, and renters' insurance primarily address personal or non-business-related coverage, which are not focused on the business liabilities or risks associated with a private security operation. Thus, both liability and workers' compensation insurance are central to ensuring a PPO operates within safe and legally compliant parameters.